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RTO/ERO FACT SHEETS

RTO/ERO produces a number of Fact Sheets that may be of value to Members in specific situations.

These Fact Sheets are available from RTO/ERO in Hard Copy ~ phone 416.962.9463 to order;
or
on the Members Only portion  of www.rto-ero.org.

As an additional service, RTO/ERO Toronto Districts makes them available to RTO/ERO Members as PDF files.

To receive your selection, complete the form below.
Remember to complete contact information at the bottom of this page.
You will receive your copy by return email.

A. FINANCIAL ISSUES

A1.  Income Tax Clinics for Low Income Households
A2.  Income Tax Forms
A3.  Medical Expenses
A4.  Pension Escalation Calculation
A5.  Reverse Mortgages
A6.  Taxation for Snowbirds
A7.  Using Credit Cards
A8.  Medical, Disability and Attendant Care Deductions
A9.  Pension Income Splitting
A10.  Joint Asset Planning

B. GOVERNMENT BENEFITS

B1.  Canada Pension Plan
B2.  Guaranteed Income Supplement
B3.  Old Age Security
B4.  Spouse's Allowance and Allowance for Survivor
B5.  Veterans

C. HEALTH ISSUES

C1.  Assistive Devices Program and Home Oxygen Program
C2.  Community Support Services
C3.  Elder Abuse
C4.  Mail Order Pharmacy Programs
C5.  Ontario Drug Benefit Program
C6.  Special Drugs Program
C7.  Telehealth Ontario
C8.  Trillium Drug Program
C9.  Community Care Access Centres
C10.  Long Term Care Facilities

D. INSURANCE ISSUES

D1.  Automobile Insurance Endorsements
D2.  Life Insurance - Designation of Beneficiaries
D3.  How T o Lower Your Insurance Premiums
   Vacation Checklist - See H1  
D5.  Your Driving Record and Insurance Rates
D6.  Your Property Insurance Policy
   Driver License Renewal - See H2  

E. LEGAL ISSUES

E1.  Bequests to RTO/ERO
   Important Documents - See H1.  
E3.  Lawyer Referral Service
E4.  Legal Aid
E5.  Powers of Attorney
E6.  Starting Your Own Business
E7.  Complaining About Provincial Government Services - Ombudsman Ontario
E8.  Funeral Pre-Planning
E9.  Executor's Checklist
E10.  Mortgage Fraud
E11.  Identity Theft

F. MARITAL ISSUES

F1.  Battered Spouse
F2.  The End of Common-Law Relationships
F3.  Grounds for Divorce
F4.  Living Together
F5.  Marriage Contracts & Cohabitation Agreements
F6.  Marriage or Remarriage after Retirement
F7.  Separation
F8.  Separation & Separation Agreements
F9.  Support Orders on Divorce

G. SURVIVING SPOUSE ISSUES

G1.  Applying for a Survivor Pension
G2.  Associate Membership in RTO/ERO
G3.  Canada Pension Plan
G4.  Health Insurance
G5.  Planning Your Legal & Financial Affairs

H. RETIREMENT ISSUES

H1.  Vacation Check List
H2.  Driver License Renewal
H3.  Important Documents
H4.  Downsizing after Retirement
H5.  Residence Options for Seniors
H6.  Emergency Assistance Program
H7.  Home Security

 

Name:  
District:   Etobicoke/York ~ 22                North York ~ 23

  Scarborough/East York ~ 24    Toronto ~ 16          Other

  If 'Other', insert here:

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